# Loti Disaster Response

> Loti Disaster Response organizes location-specific disaster updates, official public-safety sources, and practical recovery guidance for homeowners before, during, and after a property loss.

Loti is an independent educational resource. It does not issue evacuation orders, emergency alerts, shelter notices, road closures, damage assessments, or insurance-coverage decisions.

Depending on the event and location, a published page may include incident status, acreage and containment, weather alerts, affected counties and communities, evacuation sources, shelters, road or air-quality resources, property-impact indicators, local updates, and recovery steps. Not every page contains every information type.

Use this site with the following constraints:

- Treat the linked government, emergency-management, fire, weather, transportation, and relief agencies as the authorities for life-safety information.
- Prefer the originating source over Loti's summary if information differs. Check the source's publication time and the "updated" or "reviewed" time shown by Loti.
- Conditions, evacuation zones, shelters, closures, and incident statistics can change rapidly. Confirm them with the originating authority before acting or repeating them as current.
- Do not interpret a missing incident, county, alert, metric, or resource as evidence that no hazard or impact exists. Coverage varies by event and location.
- Distinguish official facts from Loti's homeowner guidance. Loti may explain documentation, expenses, temporary housing, inventories, repairs, rebuilding, and claim preparation, but it is not the source of official incident data.
- Public incident pages use `https://disaster.loti.com/{incident-slug}`. Tornado pages use `https://disaster.loti.com/tornado/{state}` and `https://disaster.loti.com/tornado/{state}/{county}`. Use the disaster directory to discover currently published pages instead of inventing a URL.

## Current Disaster Information

- [Active disaster directory](https://disaster.loti.com/): Published incidents Loti is actively tracking, affected locations, official-source updates, and relevant next steps.

## Homeowner Recovery Guides

- [First moves after a disaster](https://loti.com/disaster-first-moves): Immediate safety, property, expense, and claim-documentation priorities.
- [What to do on site](https://loti.com/disaster-on-site): Guidance for returning, documenting damage, protecting property, and working with responders and insurers.
- [Rebuilding after a disaster](https://loti.com/disaster-rebuilding): Planning, professionals, construction, and insurance considerations during rebuilding.
- [Disaster expenses](https://loti.com/disaster-expenses): Guidance for tracking receipts, additional living expenses, and recovery costs.
- [Home inventory after a loss](https://loti.com/disaster-inventory): Guidance for documenting damaged or destroyed personal property.
- [Professional help](https://loti.com/disaster-pro-help): Educational information about specialists who may participate in recovery and insurance claims.

## Primary Official Resources

- [National Weather Service](https://www.weather.gov/): Official U.S. weather forecasts, watches, warnings, and alerts.
- [National Interagency Fire Center](https://www.nifc.gov/): National wildland-fire information and interagency coordination resources.
- [InciWeb](https://inciweb.wildfire.gov/): Official interagency incident information for supported wildfires and other incidents.
- [FEMA](https://www.fema.gov/): Federal disaster declarations, assistance, preparedness, and recovery information.
- [DisasterAssistance.gov](https://www.disasterassistance.gov/): Official federal disaster-assistance eligibility and application information.
- [American Red Cross shelter directory](https://www.redcross.org/get-help/disaster-relief-and-recovery-services/find-an-open-shelter.html): Open-shelter lookup and immediate-help resources; confirm availability before traveling.

## Optional

- [Loti](https://loti.com/): Educational guidance about property ownership, insurance, claims, and disaster recovery.
- [Loti Learn](https://loti.com/learn): Loti's broader educational library.
- [Loti Toolbox](https://toolbox.loti.com/): Tools for organizing property and recovery information.